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Group Dental Care Insurance

Like every other form of medical care, the cost of dental care continues to rise each year, making it difficult for families to budget unforeseen but necessary procedures and treatments.  From extractions to periodontal treatment, orthodontics to root canals, dental care isn’t an optional consideration.  It is a necessary part of a total wellness program.

Multiple studies show that periodontal (or gum) disease is linked to a number of health issues, such as heart disease, diabetes, stroke and premature births or low-birth weight babies.  More and more families consider dental insurance a ‘must have’ when it comes to reviewing a company’s benefit plan.

Designed Benefits Group offers Group Dental Plans that provide comprehensive coverage for many of the procedures and treatments considered most important to the majority of families, including major orthodontics and restorative work, as well as periodic cleanings.  These plans typically include a co-pay, which is assessed based on procedure cost and complexity.  Quality dental insurance plans generally include coverage for preventive, basic and major dental services.  These three areas of coverage traditionally include preventive care such as cleaning and routine office visits; restorative care (fillings and crowns), endodontics (root canals), oral surgery, such as tooth removal and minor surgical procedures, orthodontics (braces, retainers), periodontics (gum disease treatment) and prosthodontics (dentures and bridges).

The professionals of DBG can help you select a Group Dental Plan that meets the oral health needs of current employees and the demands of your budget while enhancing the appeal of your overall benefits plan to potential employees.  When all other compensation considerations are equal, comprehensive dental insurance could be the deciding factor for a highly qualified job candidate.

According to (a U.S. Department of Health and Human Services managed site), dental plans are not subject to the Affordable Care Act of 2010.